Click to related pages using the links below. Scroll down for general flooding information for the Tweed community, including flood history and insurance.

Flood evacuation and emergency response
SES are the lead agency during flood and storm emergencies and manage:
- flood warning systems, rescues, evacuations
- welfare of affected communities
- flood maps and advice during weather events.
See NSW State Emergency Service
Sandbags
SES manage sandbag distribution in the community during weather events.
Learn how to use sandbags.
Flooding in the Tweed
The Tweed has a long history of flooding. Major flooding events were recorded in:
1887, 1921, 1931, 1945, 1954, 1963, 1972, 1974 (twice), 1987, 1989 (twice), 2017, 2022
See 2017 Flood Report(PDF, 884KB)
How a major flood moves through the Tweed River catchment
Rainfall records
Rainfall records have been recorded in the Tweed since 1881.
See Rainfall records
Flood insurance
Flood insurance terms, conditions and premiums are set by the insurance industry.
Insurers base property assessments on flood maps provided by Council, but we have no influence over flood insurance products or premiums.
Flood insurance is a relatively new product, and few properties were insured against flooding
(as opposed to stormwater inundation) prior to 2006.

When assessing flood insurance, insurers take account of how often an individual property is expected to flood, how severe the flooding may be, and how deep the flood can get.
Flooding is a costly natural disaster which affects a relatively small percentage of insured properties, and high premiums are likely (compared to other forms of risk). Speak to your insurer and shop around for insurance products that suit your needs.
See Insurance Council of Australia and Understanding insurance